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These investors used our DSCR loan to refinance without W-2s or tax returns — and turned their properties into cash-flow machines.
Richard J.
Airbnb Investor
Atlanta, GA
"I refinanced my Airbnb property with Kindred Mortgage and finally unlocked the equity I’d been sitting on. They understood the short-term rental income and made it simple. Closed fast — no W-2s needed."
Result: $85K cash-out, new 7.25% DSCR rate
New Investor
Dallas, TX
"I was a first-time investor with low credit and no idea where to start. Kindred helped me qualify with just 15% down using rental income. They walked me through everything."
Result: First duplex purchase, approved at 620 credit score
Small Loan, Big Win
Orlando, FL
“I had a late payment on my mortgage and other lenders said no. Kindred still got it done. The communication and care were unmatched.”
Result: $145K refi funded in 12 days
Ready for Your Success Story?
No Social · No Hard Credit Pull · Close Fast
Join the growing number of investors who’ve used Kindred Mortgage Group to refinance smarter and scale faster.
Here’s What Other Investors Ask Before Getting Approved.
Rate-and-term, cash-out up to 80% LTV, and Airbnb/STR refinance options.
How fast can I get approved?
Most investors get pre-qualified in 24–48 hours and close in as little as 3 weeks.
Do I need tax returns or W-2s?
No. DSCR approvals are based on property income — not personal income.
Can I refinance and pull cash out?
Yes. Cash out up to 80% LTV, even with no title seasoning.
Absolutely. Airbnb, VRBO, and other STR booking income qualifies.
What credit score do I need?
Most programs start at 620 FICO.
